Get a Free Denial Letter Review from Our Long-term Disability Lawyer
If you cannot work because of a disability, you might be entitled to long-term disability income. Most employer disability plans are governed by the Employee Retirement Income Security Act or ERISA.
ERISA disability claims are complicated. Many attorneys do not handle ERISA disability claims because the laws are so complex. Therefore, it can make it difficult to find an ERISA-qualified long-term disability lawyer to help you file an appeal.
If you find an ERISA lawyer to take your appeal, the attorney may charge a large fee to handle the appeal. You might be required to pay the fee even if the appeal is not successful. Before you pay a large retainer fee to a long-term disability attorney, consider talking to our long-term disability attorney in Kansas City, Missouri.
At the Law Office of Kevin J. McManus, we have developed a detailed process for evaluating ERISA denials. We will carefully analyze your denial letter free of charge. We do this because it benefits you. By analyzing your denial letter, we give you a detailed strategy for fighting the denial. ERISA laws favor the insurance company. We believe in evening the odds for our clients.
Schedule a No-Obligation Consultation with Our Long-Term Disability Attorney
After we provide a free review of your denial letter and discuss the strategy for appealing the denial of your ERISA long-term disability claim, we encourage you to schedule a no-obligation consultation with our Kansas City disability lawyer.
During the consultation, we discuss the steps necessary to appeal the denial of your LTD benefits. We discuss ways to strengthen your claim and how we can help you. The consultation is intensive, and we dig deep into your claim to determine why it was denied.
Beware of Signs That an Attorney is Not Experienced in ERISA Claims
Before you sign a fee agreement, our lawyer performs a claim evaluation. He reviews every document in the insurance file to determine why your long-term disability claim was denied and what we need to do to give you the best chance of winning the appeal.
We perform the claim evaluation before you retain our office to represent you in the appeal. We do this because we accept appeals on a contingency fee. You do not pay any attorneys' fees for your LTD appeal unless we win the appeal. If we take your case, we believe that we can help you obtain the ERISA long-term disability benefits you deserve.
Other attorneys might charge you an hourly fee for researching ERISA laws or tell you that they can only take your case for an upfront fee that is payable regardless of the appeal's outcome. This is a warning sign! It signals that a lawyer might not have the experience necessary to handle an ERISA claim.
You want to hire an attorney who already has a thorough understanding of ERISA laws. Remember, ERISA is complicated. Many judges are not familiar with all of the rules, requirements, and laws applicable to ERISA long-term disability claims. You want to hire an attorney who does not need to research ERISA laws to file an appeal or litigate the case if the appeal is denied.
What Can You Expect If You Retain Our ERISA Disability Lawyer to Handle Your Appeal?
You can expect to receive exceptional legal services from a long-term disability lawyer who already has a thorough understanding of ERISA laws and procedures. When we accept your case, we are prepared to take the claim to court if necessary. Most ERISA appeals do not make it to court, but our LTD lawyer has the expertise necessary to handle ERISA litigation.
There are several steps that we take before preparing a detailed appeal letter for the insurance company. Depending on why your ERISA disability claim was denied, we might have you complete an independent vocational analysis. This analysis is often used in cases where the claim is denied because the insurance company states your disability allows you to perform specific jobs. The vocational analysis helps to disprove the insurance company's claim.
We also work with your doctors and guide your doctors in ways that they can support your claim of disability. We also work with you on your personal statement interview to help you present your story in a convincing and compelling manner.
The last step is preparing a detailed appeal letter. The appeal letter explains the legal reason why your long-term disability claim should be approved. It includes detailed explanations about relevant ERISA laws that support our allegations, as well as the medical records and evidence that support your claim of disability.
Each case is unique. There could be other steps that we take in your case to improve your chance of winning your appeal. Our disability appeals team, led by an experienced, trusted, and successful ERISA appeals attorney, analyzes the claim for every aspect to ensure that nothing is overlooked.
Contact a Kansas City Long-Term Disability Denial Lawyer for More Information
The Law Office of Kevin J. McManus represents clients throughout Missouri and Kansas. We also assist attorneys throughout the country who need assistance with ERISA appeals.
If you have a denial letter, act now. Fax your denial letter to our office right now at 816-945-7190. ERISA sets strict deadlines for appealing denials of LTD claims. You do not want to miss the deadline. We review your denial letter free of charge and contact you to discuss your claim.
If you want to proceed, we can set up a consultation and in-depth case analysis. After we explain the process of appealing the denial, you can decide if you want to retain our firm. You are not under any obligation to hire us. We want to give you the information you need to decide what is best for you.
We do not advise appealing a denial without the assistance of an experienced ERISA attorney. Your plan might only allow you to file a single appeal. If so, you want to ensure that your one shot at appealing a denial of your LTD benefits is the best attempt possible.
Whatever You Do, Don't Delay.
We are here to help you fight for the disability benefits you deserve. Our disability appeals team is not afraid of going up against huge insurance companies because we understand ERISA laws and how to fight back when insurance companies unfairly deny LTD benefits.
If you have questions about ERISA disability claims or have received a letter denying you disability benefits, call 816-203-0143 to speak with our legal team. We will review your denial letter for free and can provide a strategy on how to fight back.