A Surprising Answer to This Question
There are many different types of illnesses or medical conditions that may qualify for long-term disability benefits. If you are reading this, you are likely wondering if you qualify for long-term disability benefits.
Here’s one thing that may surprise you – your specific medical diagnosis is less important than you think. Regardless of what your particular diagnosis is, the more important question to ask is: how do your injuries or medical conditions prevent you from working?
Our Kansas City Long-Term Disability Law Firm is Different
At our Kansas City long-term disability law firm, we understand that your disabling injuries and illnesses are best understood in a comprehensive manner. Many of our clients' disabilities are not due to a single illness or injury. Instead, they're a result of a combination of injuries or conditions that render him or her totally disabled.
Many illnesses or injuries are compounded by other illnesses or injuries. In addition, a client's medical problems may be result in chronic pain, fatigue or depression. Side effects from certain medications can also amplify existing impairments.
We aim to understand not just what your diagnoses or symptoms may be but also how the combination of your illnesses and/or injuries affect your ability to perform average daily living activities or work duties.
Your Medical Records Are Usually Not Enough
Long-term disability insurance companies often fail to appreciate the total impact an illness, injury, or combination thereof has on your life. The reason is that each of your medical specialists will treat a particular illness, condition or injury separately. As a result, your medical records may not adequately convey the holistic pain or limitation that results. This may be one reason why your benefits were denied.
Our Kansas City long-term disability law firm understands this and is ready to help you assimilate all the medical information and opinions that are necessary to get your benefits approved either on appeal or through litigation.
Conditions That May Qualify for Long-Term Disability Benefits
A list of disabling conditions that may be considered by a long-term disability insurance company to qualify a claimant for benefits is below. These conditions often significantly interfere with one's ability to obtain or maintain gainful employment. As a result, an individual may be eligible for disability insurance benefits.
Cognitive Impairments/Mental Disorders
How Our Long Term Disability Attorney Can Help
1. Email, fax or mail us your denial letter. We will review it for free and give you a strategy to get back on claim.
2. Instantly download our free guide, Danger: Proceed at Your Own Risk. This book is packed with helpful tips and information about long-term disability, including on how to file an appeal and get back on claim.
3. Call us at 816-203-0143 or fill out the form below to schedule a consultation.
Regardless of what you do, don't wait. ERISA long-term disability policies have very short deadlines and the failure to act can destroy your right to receive benefits. Contact our Kansas City long-term disability insurance lawyer today.