A Surprising Answer to This Question

There are many different types of illnesses or medical conditions that may qualify for long-term disability benefits.  If you are reading this, you are likely wondering if you qualify for long-term disability benefits.

Here’s one thing that may surprise you – your specific medical diagnosis is less important than you think. Regardless of what your particular diagnosis is, the more important question to ask is:  how do your injuries or medical conditions prevent you from working?

Our Kansas City Long-Term Disability Law Firm is Different

At our Kansas City long-term disability law firm, we understand that your disabling injuries and illnesses are best understood in a comprehensive manner. Many of our clients' disabilities are not due to a single illness or injury. Instead, they're a result of a combination of injuries or conditions that render him or her totally disabled.  

Many illnesses or injuries are compounded by other illnesses or injuries. In addition, a client's medical problems may be result in chronic pain, fatigue or depression. Side effects from certain medications can also amplify existing impairments.  

We aim to understand not just what your diagnoses or symptoms may be but also how the combination of your illnesses and/or injuries affect your ability to perform average daily living activities or work duties.

Your Medical Records Are Usually Not Enough

Long-term disability insurance companies often fail to appreciate the total impact an illness, injury, or combination thereof has on your life. The reason is that each of your medical specialists will treat a particular illness, condition or injury separately. As a result, your medical records may not adequately convey the holistic pain or limitation that results.  This may be one reason why your benefits were denied.

Our Kansas City long-term disability law firm understands this and is ready to help you assimilate all the medical information and opinions that are necessary to get your benefits approved either on appeal or through litigation.

Conditions That May Qualify for Long-Term Disability Benefits

A list of disabling conditions that may be considered by a long-term disability insurance company to qualify a claimant for benefits is below. These conditions often significantly interfere with one's ability to obtain or maintain gainful employment. As a result, an individual may be eligible for disability insurance benefits. 

Cardiovascular System

What conditions qualify for long term disability Kansas City lawyer
Aortic Aneurysm
Arrhythmia
Chronic Venous Insufficiency
Coronary Heart Disease
Chronic Pulmonary Hypertension
Heart Attack/Heart Failures
Hypertension
Ischemic Heart Disease
Peripheral Artery Disease (PAD)
Phlebitis
Stroke

Blood/Hematological Disorders

Anemia
Chronic Granulocytopenia
Sickle Cell Disease
Granulocytopenia 
Hemophelia
Hemochromatosis
Polycythemia Vera
Spleen Disorders
Telangiectasia
Thrombocytopenia

Cancers

Cancer, including Blood, Bone, Breast, Colon, Esophageal, Gastric, Kidney, Lung, Liver, Ovarian, Pancreatic, Prostate, Skin, Thyroid Cancer
Hodgkin’s Disease
Leukemia
Lymphoma
Mesothelioma
Multiple Myeloma
Tumors 

Cognitive Impairments/Mental Disorders

Agoraphobia
Attention Deficit Hyperactivity Disorder (ADHD)
Anxiety Disorder
Bipolar Disorder
Depression
Drug Addiction
Obsessive-Compulsive Disorder (OCD)
Panic Attacks
Post Traumatic Stress Disorder
Schizophrenia
Sleep Disorders

Digestive Systems

Cirrhosis of the Liver
Crohn’s Disease
Colitis
Diverticulitis
Hernia
Inflammatory Bowel Disease (IBD)
Irritable Bowel Syndrome (IBS)
Kidney Failure
Liver Disease
Wilson’s Disease

Endocrine/Metabolic Disorders

Adrenal Gland Disorders, such as Addison’s Disease
Diabetes
Gout
Malnutrition
Obesity
Parathyroid Gland Disorders
Pituitary Gland Disorders, like Cushing’s Disease
Thyroid Gland Disorders, such as Hashimoto’s or Grave’s Disease

Immune System

Allergic Reactions
Immune Deficiency Disorders, such as: Ataxia-telangiectasia, Chediak-Higashi syndrome, Chronic Fatigue Syndrome, DiGeorge syndrome, Hypogammaglobulinemia, Leukocyte adhesion defects, Bruton’s disease, Selective deficiency of IgA, Wiskott-Aldrich syndrome, Lupus
Poisoning or Chemical Sensitivity
Polymyositis
Scleroderma

Musculoskeletal System

Arthritis
Bone Fractures (ie. Leg/Femur, Hip/Pelvis, etc.)
Burns
Carpal Tunnel Syndrome
Degenerative Disc Disease or Degenerative Joint Disease
Fibromyalgia
Herniated Disc
Muscular Dystrophy
Osteoarthritis
Osteoporosis
Reflex Sympathetic Disorder
Rheumatoid Arthritis
Ruptured Disc
Sciatica
Scoliosis
Spina Bifida
Spinal Arachnoiditis
Spine Disorders
Stenosis (Cervical, Lumbar, etc.)
Tendinitis

Nervous System

Alzheimer’s Disease
Bell’s Palsy
Cerebral Palsy
Dystonia
Epilepsy
Guillain-Barre Syndrome
Lou Gehrig’s Disease or Amyotrophic Lateral Sclerosis (ALS)
Neuropathy (often, Peripheral Neuropathy)
Multiple Sclerosis (MS)
Paralysis
Parkinson’s Disease
Seizure Disorder
Strokes
Traumatic Brain Injury (TBI)

Respiratory System

Asthma
Bronchiectasis
Chronic Lung Infections, including Mycobacterial and Mycotic
Chronic Obstructive Pulmonary Disease (COPD)
Chronic Restrictive Ventilatory Disease
Cystic Fibrosis
Emphysema
Lung Transplant
Pneumonia
Pneumoconiosis
Sarcoidosis

Sensory Impairments

Burns
Meniere’s Disease and other ear disorders such as…
Otolaryngology (Hearing Loss)
Loss of Speech
Vision Loss or Disorders, including Diabetic Retinopathy and Macular Degeneration

Other Symptoms

Headaches
Insomnia
Sleep Disorders

Call Our Long Term Disability Attorney 

If you or a loved one have one of the above disabling conditions and would like to know more about how to apply for disability insurance benefits or how to appeal a denial, please contact our Kansas City long-term disability law firm at 816-203-0143. We would be happy to assist you.

Kevin J. McManus
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Kevin McManus – Kansas City Personal Injury Attorney

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