What is liability coverage and how much do I need?
Video Summary
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Liability coverage is a component of auto insurance that protects you in the event you cause an accident.
- It provides coverage for injuries and damages to others involved in the collision.
- The coverage limit consists of two numbers, such as 25,000/50,000, where the first number applies to individual claims and the second to the entire accident.
- In Kansas and Missouri, the minimum liability coverage required is 25,000/50,000.
- It is essential to purchase enough liability coverage to protect yourself from personal financial responsibility if damages exceed the policy limit.
Kevin McManus is an accident injury and disability lawyer in Kansas City, MO, and Overland Park, KS