Video Summary

  • Liability coverage is a component of auto insurance that protects you in the event you cause an accident.
  • It provides coverage for injuries and damages to others involved in the collision.
  • The coverage limit consists of two numbers, such as 25,000/50,000, where the first number applies to individual claims and the second to the entire accident.
  • In Kansas and Missouri, the minimum liability coverage required is 25,000/50,000.
  • It is essential to purchase enough liability coverage to protect yourself from personal financial responsibility if damages exceed the policy limit.
Kevin J. McManus
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Kevin McManus is an accident injury and disability lawyer in Kansas City, MO, and Overland Park, KS