What is liability coverage and how much do I need?

Video Summary

• Liability coverage is a component of auto insurance that protects you in the event you cause an accident.
• It provides coverage for injuries and damages to others involved in the collision.
• The coverage limit consists of two numbers, such as 25,000/50,000, where the first number applies to individual claims and the second to the entire accident.
• In Kansas and Missouri, the minimum liability coverage required is 25,000/50,000.
• It is essential to purchase enough liability coverage to protect yourself from personal financial responsibility if damages exceed the policy limit.