Video Summary

  • Kevin McManus Law offers free reviews of denial letters from Hartford, identifying inaccurate or incomplete information.
  • Objective medical evidence is crucial for showing the inability to perform job duties as defined by the policy.
  • It's important to review the policy definition of disability to align medical evidence accordingly.
  • An LTD attorney should examine how the condition affects daily life, incorporating client and witness statements.
  • There is a need to include as much relevant information as possible for the appeal, as further information might not be admissible in a federal court lawsuit if the appeal is denied, particularly under ERISA.
Kevin J. McManus
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Kevin McManus is an accident injury and disability lawyer in Kansas City, MO, and Overland Park, KS