Should I handle my long-term disability appeal without a lawyer?

Video Summary

Long-term disability attorney Kevin McManus advises against handling a long-term disability appeal without a lawyer.
Most long-term disability policies are governed by ERISA, a federal law favoring insurance companies, making it crucial to understand and follow its rules.
Filing an appeal is the first step to fight back against a wrongful denial, and ERISA requires all information and arguments in favor of receiving benefits to be submitted during this stage.
Appeals without proper representation often lack necessary information and support, making it challenging to succeed in litigation later on.
Hiring an attorney early in the process is critical for the best chance of receiving deserved benefits.

Contact Our Long-Term Disability Attorneys Today

Long-term disability policies and the law of ERISA strongly favor insurance companies. These laws were not written for consumers, and it is easy to make a mistake in appealing a long-term disability denial. You get only one try at an appeal. For this reason, we strongly recommend you consult with our ERISA-trained long-term disability attorney early in the process.

If you have already appealed a denial and it was still rejected, we can review your appeal to see if we can be of assistance. However, we do not recommend you wait to contact us or that you attempt to appeal your denial without our ERISA-trained attorney. If your appeal was insufficient, contact us immediately because ERISA laws generally prohibit submitting additional evidence later on. For further information, give us a a call at (816) 203-0143 and download our free book on LTD insurance.