Should I handle my long-term disability appeal without a lawyer?
Long-term disability attorney Kevin McManus advises against handling a long-term disability appeal without a lawyer.
- Most long-term disability policies are governed by ERISA, a federal law favoring insurance companies, making it crucial to understand and follow its rules.
- Filing an appeal is the first step to fight back against a wrongful denial, and ERISA requires all information and arguments in favor of receiving benefits to be submitted during this stage.
- Appeals without proper representation often lack necessary information and support, making it challenging to succeed in litigation later on.
- Hiring an attorney early in the process is critical for the best chance of receiving deserved benefits.
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