Do I need an attorney to handle a long-term disability appeal with The Standard?

Video Summary

The Standard, a major insurance company, issues denials for long-term disability claims, triggering an appeal process for claimants.
Many policies are governed by federal law (ERISA), favoring the insurance company in appeals and lawsuits, with strict rules and limitations for claimants.
ERISA heavily benefits the insurer; hiring an attorney is recommended to navigate complex procedures and ensure a thorough appeal, maximizing chances of success.
A successful appeal requires comprehensive information—medical evidence, legal arguments, and case law—to support the inability to work and qualify for disability benefits.
Kevin McManus Law offers free assistance by reviewing denial letters, providing personalized advice on rights, and guiding individuals on their next steps in the appeal process.

Contact Our Long-Term Disability Attorneys Today

Long-term disability policies and the law of ERISA strongly favor insurance companies. These laws were not written for consumers, and it is easy to make a mistake in appealing a long-term disability denial. You get only one try at an appeal. For this reason, we strongly recommend you consult with our ERISA-trained long-term disability attorney early in the process.

If you have already appealed a denial and it was still rejected, we can review your appeal to see if we can be of assistance. However, we do not recommend you wait to contact us or that you attempt to appeal your denial without our ERISA-trained attorney. If your appeal was insufficient, contact us immediately because ERISA laws generally prohibit submitting additional evidence later on. For further information, give us a a call at (816) 203-0143 and download our free book on LTD insurance.