Video Summary

  • The Standard, a major insurance company, issues denials for long-term disability claims, triggering an appeal process for claimants.
  • Many policies are governed by federal law (ERISA), favoring the insurance company in appeals and lawsuits, with strict rules and limitations for claimants.
  • ERISA heavily benefits the insurer; hiring an attorney is recommended to navigate complex procedures and ensure a thorough appeal, maximizing chances of success.
  • A successful appeal requires comprehensive information—medical evidence, legal arguments, and case law—to support the inability to work and qualify for disability benefits.
  • Kevin McManus Law offers free assistance by reviewing denial letters, providing personalized advice on rights, and guiding individuals on their next steps in the appeal process.
Kevin J. McManus
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Kevin McManus is an accident injury and disability lawyer in Kansas City, MO, and Overland Park, KS