What's the difference between long-term disability and social security disability?
Social security disability is a government program, while long-term disability is a private program obtained through individual purchase or employer-provided policies.
- The definition of disability for coverage differs between social security disability and long-term disability.
- Qualifying for social security disability does not necessarily guarantee qualification for long-term disability.
- Long-term disability benefits may be reduced by the amount received from social security disability due to an offset provision in the policy.
- Even if denied long-term disability, individuals receiving social security disability can still seek assistance and clarification from the attorney mentioned in the transcript.
$4 Million in Long-Term Disability Benefits After Multiple Sclerosis Diagnosis
$450,000+ in Long-Term Disability Benefits After Appeal
$400,000 in Long-Term Disability Benefits Reinstated After Wrongful Denial
$200,000 After Denial and Appeal, Client Awarded Both Short & Long Term Disability
$300,000 in LTD Benefits Reinstated After Wrongful Denial by UNUM