What's the difference between long-term disability and social security disability?

Video Summary

• Social security disability is a government program, while long-term disability is a private program obtained through individual purchase or employer-provided policies.
• The definition of disability for coverage differs between social security disability and long-term disability.
• Qualifying for social security disability does not necessarily guarantee qualification for long-term disability.
• Long-term disability benefits may be reduced by the amount received from social security disability due to an offset provision in the policy.
• Even if denied long-term disability, individuals receiving social security disability can still seek assistance and clarification from the attorney mentioned in the transcript.