Video Summary

  • Cigna, a major long-term disability insurance company recently purchased by New York Life, is denying claims across the country.
  • If your long-term disability claim with Cigna was denied, carefully review the denial letter and consider seeking legal advice.
  • If your Cigna long-term disability policy is governed by ERISA (Employee Retirement Income Security Act), you have the right to file an appeal.
  • An appeal allows Cigna to review the denial and decide whether to uphold or reverse it.
  • If the appeal is unsuccessful, the next step is to file a lawsuit under ERISA in federal court. Hiring an experienced ERISA attorney can be beneficial in handling these complex legal matters.
Kevin J. McManus
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Kevin McManus is an accident injury and disability lawyer in Kansas City, MO, and Overland Park, KS