In many cases, the property owner (or “host”) is legally responsible for injuries you sustain at an Airbnb. Generally, you can get the compensation you need to cover your losses from the property owner’s Airbnb Host Protection Insurance.
In some cases, our Kansas City Airbnb accident lawyer from Kevin McManus Law could build a claim against another party, including Airbnb itself. You can rely on our team to identify the party responsible for your injuries, holding them responsible for covering any losses you sustained.
Who Is Responsible Legally for My Injuries at an Airbnb?
Generally, the Airbnb host will hold legal responsibility for your losses if you sustain injuries while staying on their property. However, liability can vary based on the specific circumstances surrounding your accident.
Fortunately, you do not have to determine liability on your own. Instead, you can turn to our law firm at Kevin McManus Law for professional support. We will quickly investigate your situation and identify all potentially liable parties.
Our investigation may require us to visit the Airbnb, speak to witnesses, get a copy of the accident report, and request copies of any surveillance footage from the Airbnb property.
Get the compensation you deserve with trusted legal guidance.
Does Airbnb Offer Any Insurance for Injuries?
Airbnb provides host liability insurance for individuals injured when staying at Airbnb properties. This coverage is the insurance used by hosts and property owners in the event of an accident. This policy provides hosts with up to $1 million in coverage if they are legally responsible for an accident.
Our team at Kevin McManus Law will give you more information about this type of insurance and how it can help you recover financially from an accident when you contact us for help.
How Do I File a Claim Through Host Liability Insurance?
You can file a host liability insurance claim online. In many cases, the host should begin filing a claim on your behalf, reporting the incident to Airbnb, and providing information about what happened.
Can I Sue the Airbnb Host?
Technically, you may have a chance to directly sue your Airbnb host if you sustain an injury on their property caused by their negligence. However, in many cases, you can get the funds you need through an insurance settlement.
Settling out of court typically means you’ll get the compensation you need more quickly and with lower legal fees. However, if the host liability insurance policy does not fully cover your losses, or if the host attempts to blame you for the accident, you may need to seek compensation through a lawsuit.
Our team at Kevin McManus Law has the legal training, resources, and experience to assist you with a lawsuit. We will carefully review your situation and consider all of your options when you turn to us for assistance.
Can Airbnb Itself Be Held Liable?
In rare cases, Airbnb may hold liability for your losses after an accident. While Airbnb usually passes on liability to the host (or property owner), the company could have to cover your losses if your attorney shows that:
- Airbnb knew about a safety concern and failed to address it OR
- Airbnb failed to enforce a safety standard AND
- Airbnb’s actions directly led to your injuries
Our team at Kevin McManus Law knows how to assess your situation to determine if you qualify to file a claim directly against Airbnb. We will support you if you need to take on this powerful company, leveling the playing field and ensuring you always have someone on your side.
We’ll help you appeal and secure your rightful benefits.
What Compensation Can I Get After an Airbnb Accident?
If you sustain injuries while staying at an Airbnb, you may qualify for funds to cover all of your economic and non-economic losses.
Depending on your circumstances, you could receive money to pay for your:
- Medical expenses
- Lost wages
- Pain and mental distress
- Emotional suffering
You can rely on our attorneys at Kevin McManus Law to keep track of all of your losses. We will work tirelessly to ensure that you get the funds you need to make a full financial recovery after losses caused by someone else’s negligence or dangerous behavior.
We’ll focus on options like an insurance settlement or a lawsuit to bring you the money you deserve.
Talk to Us After an Airbnb Accident
So, who is legally responsible for injuries at an Airbnb? In most cases, the property owner or host holds liability for Airbnb accidents, though the money to cover these losses typically comes from the host liability insurance provided by Airbnb.
In some cases, Airbnb may hold liability for what happened, especially if the company knew about the hazard that caused your injuries and failed to appropriately address the issue.
Our team at Kevin McManus Law will help you determine who holds legal liability for your accident when we take on your claim. We have over 60 years of combined experience, and we’re ready to focus on your needs right now.