Target stores see thousands of customers every week, and their insurance company has dealt with hundreds of slip and fall claims. They know exactly how to minimize what they pay, and they’ll use every tactic they can to reduce your compensation.
At Kevin McManus Law, we have over 60 years of combined experience fighting back against these strategies. We’re on your side when you need a Target slip and fall accident lawyer in Kansas City. Our Kansas City slip and fall accident lawyer understands how big retailers handle claims and what it takes to get you fair compensation.
You fell because Target failed to keep its store safe. Now it’s time to hold them accountable for your injuries and losses. Contact our Target slip and fall lawyers in Kansas City for a free consultation.
How Insurance Companies Minimize Target Slip and Fall Claims
Target’s insurance adjusters start working on your case within hours of your accident. They review store cameras, interview employees, and look for any reason to deny your claim or pay you less than you need. Their goal is to close your case quickly and cheaply. They’ll contact you before you even understand the full extent of your injuries.
These adjusters use proven tactics to weaken your position. They’ll ask you to give a recorded statement about how the fall happened. They sound sympathetic and helpful, but they’re searching for anything you say that contradicts the accident report or medical records. One inconsistent detail becomes their reason to question your entire claim.
Under Missouri’s comparative fault rules, any percentage of blame they can pin on you reduces what Target has to pay. Our Kansas City personal injury lawyer knows these tactics and will protect you from them.
Get the compensation you deserve with trusted legal guidance.
Why Target’s Insurance Company Wants Your Medical Records
One of the first things Target’s insurance adjuster will do is ask you to sign a medical authorization form. They’ll tell you it’s just routine paperwork they need to process your claim. Don’t sign anything without having our Target slip and fall lawyer in Kansas City review it first. These forms often give the insurance company access to your entire medical history.
The insurance company searches through your past medical records looking for pre-existing conditions. If you’ve ever complained of knee pain before, they’ll argue your knee injury came from that old problem, not from falling at Target. If you’ve seen a doctor for back pain in the past, they’ll try to blame your current back injury on your medical history.
This invasion of your privacy serves one purpose: finding reasons to deny your claim or reduce what they pay. They’ll cherry-pick information from your records and use it against you. We’ll make sure Target’s insurance only gets the medical information they’re legally entitled to see, nothing more.
Understanding Insurance Settlement Offers After Target Falls
Target’s insurance company will often make a settlement offer before you’ve finished medical treatment. The offer might sound reasonable when you’re worried about mounting medical bills and lost wages. But accepting too early almost always means leaving money on the table. Some injuries from slip and falls take weeks or months to fully develop.
First settlement offers are typically far below what your claim is actually worth. The insurance company knows most people don’t understand how to properly value a personal injury claim. They’re counting on you being desperate for money and willing to accept whatever they offer.
Once you sign a settlement agreement, you give up your right to ask for more money later, even if you need additional medical treatment. We calculate the true value of your claim by looking at all your damages:
- Emergency room visits and hospital stays
- Doctor appointments and specialist consultations
- Physical therapy and rehabilitation costs
- Prescription medications and medical equipment
- Lost wages from time away from work
- Future medical expenses if you need ongoing care
Your claim also includes non-economic damages like pain and suffering, emotional distress, and reduced quality of life. These damages are just as real as your medical bills, even though they’re harder to calculate. Target’s insurance company will try to minimize or ignore these entirely.
Proving Target Knew About the Hazard That Caused Your Fall
To win your slip and fall case against Target, we need to show the store either created the dangerous condition or knew about it and failed to fix it. Our attorneys will immediately begin to question the store’s employees once we are hired to find out what happened.
Store surveillance footage often shows how long a hazard existed before your fall. If a spill was on the floor for 30 minutes with employees walking past it, that proves Target had time to clean it up. Employee statements can confirm they saw the hazard before your accident, but didn’t take action.
We also look for patterns of similar accidents in the same location. If other customers have fallen in that spot before, it shows Target knew the area was dangerous but failed to make it safe. Our Target slip and fall attorney in Kansas City will gather this evidence quickly before Target has a chance to hide or destroy it.
We’ll help you appeal and secure your rightful benefits.
What Makes Kevin McManus Law Different
Results you deserve from a firm you trust means we’re committed to fighting for maximum compensation in every case. We handle a limited number of cases, so each client gets the personal attention they need. You won’t be just another file number at our firm.
With over 60 years of combined experience and millions recovered for clients, we know what it takes to win against big retailers like Target. We’re available 24/7 because we know injuries don’t happen on a convenient schedule.
When you have questions or concerns, we’re here to help. We offer free consultations to review your case, and we work on contingency, which means you don’t pay any legal fees unless we win your case.
Contact Our Target Slip and Fall Accident Lawyers in Kansas City
Don’t let Target’s insurance company pressure you into accepting less than you need to recover. Contact Kevin McManus Law today for a free consultation about your Target slip and fall case.
Our Kansas City Target slip and fall accident attorneys will protect your rights, handle the insurance company’s tactics, and fight to get you the full compensation you’re entitled to under Missouri law.
