Video Summary
- Cigna, a major long-term disability insurance company recently purchased by New York Life, is denying claims across the country.
- If your long-term disability claim with Cigna was denied, carefully review the denial letter and consider seeking legal advice.
- If your Cigna long-term disability policy is governed by ERISA (Employee Retirement Income Security Act), you have the right to file an appeal.
- An appeal allows Cigna to review the denial and decide whether to uphold or reverse it.
- If the appeal is unsuccessful, the next step is to file a lawsuit under ERISA in federal court. Hiring an experienced ERISA attorney can be beneficial in handling these complex legal matters.
