Video Summary
- Kevin McManus Law offers free reviews of denial letters from Hartford, identifying inaccurate or incomplete information.
- Objective medical evidence is crucial for showing the inability to perform job duties as defined by the policy.
- It’s important to review the policy definition of disability to align medical evidence accordingly.
- An LTD attorney should examine how the condition affects daily life, incorporating client and witness statements.
- There is a need to include as much relevant information as possible for the appeal, as further information might not be admissible in a federal court lawsuit if the appeal is denied, particularly under ERISA.
