How to Know If You Need an ERISA Attorney?

What's ERISA?

If you have been denied long-term disability insurance benefits, you need to find out as soon as possible if your policy is governed by ERISA.  

ERISA a complex area of federal law that stands for the "Employee Retirement Income Security Act."  ERISA was enacted to protect private health and pension plans, and it also applies to many employer-sponsored group long-term disability plans.  ERISA describes how these plans must process disability claims, and how they must handle appeals of claim denials.

Our exerpienced long-term disability attorney is one of the very few nationwide who is trained in the law that governs these policies called ERISA.  Call our office today at 816-203-0143, or use our contact page or web chat, to get the help you need.  We're here for you, and on your side!

Few Attorneys Handle ERISA Claims 

If you ask an attorney in Missouri or Kansas, or even nationwide, to review your disability denial or appeal, one of the first things he or she should want to know is whether your claim and appeal are governed by ERISA. Most attorneys (if they know anything about ERISA) will not want touch a claim or appeal that is governed by ERISA because of the complex rules and procedures.

If you obtained your long term disability policy through an employer-sponsored group plan, it is likely an ERISA long-term disability policy. If so, it is absolutely critical that you contact our attorney experienced in handling ERISA long-term disability appeals and litigation as soon as possible.  There are strict and short deadlines that apply to these cases, and the failure to follow the precise rules and procedures, and make the strict deadlines governing them, can lose your right to submit arguments and evidence to win.  You only get one shot! 

A claim and appeal arising from a non-ERISA disability policy will be handled in a completely different manner than those governed by ERISA.  So, it is critical that you contact our attorney who knows what do to with an ERISA policy.

Call Our ERISA-Trained Long-Term Disability Attorney

Our nationwide long-term disability attorney understands ERISA and how it impacts the claim and appeal process.  We will review your denial letter for free, and provide a strategy to move forward.  We help individuals know their rights and can answer questions and provide guidance on next steps.  Most importantly, we are trained in handling claims governed by ERISA and understand how important it is to handle these claims and appeals correctly from the outset.

Call our office today at 816-203-0143 or contact us through our contact form or web chat, and get the help you need, and deserve.  You can also instantly download our free long-term disability guide, Danger: Proceed at Your Own Risk.  This guide is packed with information and steps to take after a long-term disability denial.  We're here to help!